Privacy Policy

Effective Date: May 22, 2023 Last Updated: January 17, 2023

Introduction

Thank you for your interest in E-Insurance Online Brand Name Brightup services LLC (“we,” “us,” or “our”). This Privacy Policy (“Policy”) applies to our website and related services, articulating how we collect, use, share, and secure the personal information you provide. We are committed to protecting your privacy and ensuring secure data practices.

At E-Insurance Online, we may collect and process your personal information for various purposes, including serving as your licensed insurance agent. We employ industry-leading technologies to safeguard your information and maintain its confidentiality.

Please review this Policy to understand how we handle personal information. If you have any questions or concerns, please contact us at info@e-insuranceonline.com.

When and Why We Share Personal Information

We may share personal information for specific purposes, such as:

1. Insurance Companies, Licensed Agents, Business Partners, HSA Trustees or Administrators, and Government-run Exchanges and Entities:

   • When you apply for an insurance product through us, we share your information with your chosen insurance company for processing.
   • Information may be disclosed to agents, agencies, or business partners for processing requests or providing information about insurance products.
   • For HSA enrollment, we may share information with authorized trustees or administrators.
   • Applications processed through government-run entities involve sharing information with those entities.

2. Service Providers:

   • We disclose personal information to companies assisting in processing or servicing your application.
   • Service providers are contractually obligated to maintain strict confidentiality.

3. Employers, Affinity Groups, Benefits Administrators, or Consultants:

   • If affiliated with an organization, personal information may be shared with employers, groups, or administrators.
   • Information includes plan enrollment status.

4. Legal Obligations:

   • We may disclose personal data in response to lawful requests by public authorities or to meet legal requirements.
   • Disclosures may occur to comply with subpoenas or similar legal processes.

5. Business Transition:

   • In the event of a merger, acquisition, or sale of assets, we will notify you of changes in ownership and uses of personal information.

6. Your Consent:

   • If you provide consent for third-party disclosure, we may share personal information accordingly.
   • For instance, opting into social media mailing lists may involve disclosing information to relevant platforms.

7. Your Requests for Products:

   • When you request information on insurance products, licensed agents or representatives may contact you for assistance.
   • You can opt-out of further communications by indicating your preferences.

Types of Information We Collect

We collect personal information for processing insurance applications and improving service. Information includes:

1. Registering With Us:

   • During registration, we collect your email address and, if applicable, set a password.

2. Applying for Health Insurance and Other Products:

   • Health insurance applications may require personal, health, financial, or sensitive information.
   • Credit card, bank information, and social security numbers may be collected for processing applications.

3. Providing You With a Quote or Processing Your Application:

   • Personal information is used to communicate status, request additional information, and provide updates on your application.

4. Third-Party Data:

   • Information from third-party sources may be combined with existing data for record enhancement and analysis.

5. Customer Satisfaction, Referrals, and Other Products:

   • Surveys and referrals may be conducted based on customer satisfaction.
   • Opt-out options are available for additional communications.

6. Collection and Use of 3rd Party Personal Information:

   • Personal information about others may be provided, used solely for fulfilling your request.
   • Third parties can contact us to remove such information from our database.

7. Aggregate and Non-Directly Identifying Information:

   • Non-directly identifying information, like aggregate demographic data, is collected for internal analysis.
   • Cookies and similar technologies are utilized for these purposes.

Security and Storage of Personal Information

We maintain industry-standard safeguards to protect your personal information. Your data is encrypted during transmission, and we continually assess and enhance security measures. You have the right to access, update, or delete your information by contacting us at info@e-insuranceonline.com.

Changes to This Privacy Policy

We will notify you of any material changes to our privacy practices, providing you with choices regarding your personal information. Continued use of our services indicates acceptance of revised policies.

Opting Out

You can opt out of surveys and additional product notifications. Instructions for opting out are included in communications. While you may opt out of certain communications, essential updates related to your insurance quote, application, or policy will be delivered.

Contact Us

For questions or concerns about our privacy practices, contact us at info@e-insuranceonline.com. We will respond promptly to address inquiries.

Websites Where This Policy Applies

This policy applies to information submitted through our website and listed domains. Ensure you review the privacy policies of co-branded websites. Initiating a new application on this website subjects your personal information to the described privacy practices.

Tracking Technologies

Cookies and similar technologies are used for various purposes, such as analyzing trends, administering the website, and customizing content. Users can control cookie usage at the browser level.

Behavioral Targeting / Retargeting / Do-Not-Track

Third-party ad networks may use retargeting technologies. Our site does not change behavior based on “do-not-track” settings. Opting out of retargeting does not exempt you from receiving generic ads.

Browsers and Internet Security

We recommend using SSL-capable browsers for secure data transmission. It is crucial to maintain updated browsers for optimal security. While encryption safeguards data, no method is entirely foolproof. If you have security-related questions, contact us at info@e-insuranceonline.com.

Your Password and Other Security Matters

Your password is your private access key. It should never be shared. If forgotten, we provide secure retrieval options. Avoid using non-approved automated software applications for website access to preserve data security.

Links to Other Websites

Our site may contain links to external websites. We are not responsible for the privacy practices or content of these sites. Users are advised to review linked websites’ privacy policies.

Blog

Publicly accessible blogs or community forums may feature user-provided information. Information shared in these areas is subject to public access. Contact us for blog or forum content removal requests.

Testimonials

With your consent, testimonials and endorsements may be displayed. To update or delete your testimonial, contact us at info@e-insuranceonline.com.

Social Media Features and Widgets

Social media features may collect information based on interactions. Your use of these features is governed by the respective platform’s privacy policy.

Miscellaneous

This privacy policy may be modified at any time. Review the last update date for changes. Continued use of our services post-update indicates acceptance.

Children’s Privacy

Our website is not intended for users under 18. Parents should supervise children’s online activities. We do not knowingly collect personal information from children under 13. If aware of such information, appropriate action will be taken.

Contact Us

E-Insurance Online  info@e-insuranceonline.com or contact@brightupservices.com